Protection for your family
Why Do You Need Personal Insurance?
Although you may not think you need personal insurance while you’re young and healthy, it makes sense to prepare for the unexpected and to take steps to protect your family financially in case the unthinkable happens.
Dealing with a death or serious illness in the family is difficult enough without the added strain that comes with a loss of income. That’s why personal insurance is so important.
Life cover pays a lump sum if you pass away or become terminally ill. Life cover is designed to help you family pay for costs that you would have helped with if you were still alive.
Trauma Cover provides a lump sum payment should you suffer from a serious illness, i.e. Cancer, Heart Attack Stroke.
Total and Permanent Disability Cover ensures you will receive a cash lump sum if you become totally and permanently disabled – and therefore unable to work – through injury or illness..
Income Protection is designed to provide you with an income if you are unable to work due to sickness or accident. This cover can be up to age 70
Mortgage protection is designed to cover your mortgage or rent payment if you cant work in your usual job due to illness or injury.
Health insurance is a policy which meets the costs of a range of private medical procedures and treatments. These include surgery, cancer treatment, diagnostic imaging and tests, medical hospitalisation, specialist consultations, home nursing, treatment away from home and treatment overseas.